![]() This may sound glib, and I apologize if it does, but I have spent the past 30 years in work environments that you describe perfectly. I'm sorry to hear about your experience, but glad to see that it led to some positive outcomes. I don't blame you for doing what's right for you. But that is only because my life is harder. Part of that is efficiency, and part of that is because I don't want to work at a place that is unpleasant to work at. That said, I as a boss am still looking to provide a culture that makes people want to stay. If your boss doesn't understand that, run. However, everyone from the CEO on down is highly aware that it is all transactional. Culture makes it such that people will stay longer if they like it. Culture does not mean people will not act in their best interest. Watch any acquisition and see how hard it is for two groups to work together, because they are tied to the way they do things. These days, that is called culture.Īnd it's true. The best way they have found that is to have a set of values and working practices that are shared. The job of the CEO is to create a workplace that is at peak efficiency. So, did you have some type of traumatic experience at work or with your money that encouraged you to save aggressively for FIRE? Tell us your story! I wonder if I had not experienced such harsh treatment at work if I would have not have saved enough money that I can now retire early next year at age 62. I invested my money wisely and soon had enough money to be more comfortable. I scaled down my lifestyle and fixed expenses and started to live on 50% of my income. Eventually, I found a good job and I decided to never let that happen again. I am trying to survive the corporate rat race till 2022.Īfter that traumatic job 20 years ago, I faced a long job hunt and poverty. I have had many bad bosses and office politics since that awful job of 20 years ago but I don't feel quite as scared and helpless due to my investment and bank balances growing and the awfulness just encouraged me to save even more money for a quicker FIRE. I could not afford to leave my job and miss even one paycheck- so my bully boss had me wrapped around his finger. I had PTSD.Īt the time I was a typical American who lived on 110% of my income, getting in debt and living paycheck to paycheck. I was treated so harshly that it put me in therapy. (I was terrorized by an extreme workplace bully, outrageous office politics and eventually a very aggressive harsh employment termination. u/EngagingData's Early Retirement FIRE CalculatorĪbout 20 years ago I had such a terrible work experience that it completely changed my impressions of careers, people, and materialism.Money Mustache, Wade Pfau, etc., have been archived here. "Build the life you want, then save for it."Īrchive of previous Daily Discussion threads.Īrchive of previous "Help Me FIRE!" threads.ĪMAs with William Bengen, Mr. Please read the FAQ and Rules above, then feel free to share your journey or ask for advice! When participating on this subreddit, please be mindful of the ways in which you are lucky. Taking the slow road, or the traditional road to retirementīecoming financially independent requires hard work and a healthy attitude towards money, but also a degree of privilege. Gaining wealth for the purpose of excessive consumption Investing to make your money work for you, and learning to manage/optimize those investments for the unique nature of FI/RE Striving to save a large percentage (usually more than 50%) of your income to accelerate achieving FI Working to increase your income and income streams with projects, side-gigs, and additional effort Your wants and needs aren't written in stone, and less spending is powerful at any income level. Simplifying and redesigning your lifestyle to reduce spending. The purpose of this subreddit is to discuss FI/RE strategies, techniques, and lifestyles whether you are retired or not.ĭiscovering and achieving life goals: “What would I do with my life if I didn't have to work for money?" This subreddit deals primarily with Financial Independence, but additionally with some "RE" concepts.Īt its core, FI/RE is about maximizing your savings rate (through less spending and/or earning higher income) to achieve FI and have the freedom to RE as soon as you wish. This is a place for people who are or who want to become Financially Independent ( FI), which means not having to work for money.īefore proceeding further, please read the Rules & FAQ! Rulesįinancial Independence is closely related to the concept of Early Retirement/Retiring Early ( RE) - quitting your job/career and pursuing other activities with your time.
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